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ansdown.He added: "Unfortunately, most people are not contributing enough."Even in another four years' time when they are up to the minimum of 8% of earnings, it still won't be enough to provide a reasonable income in retirement."Companies have to make regular payments into the pension schemes of all staff who they have automatically enrolled and all those workers who choose to opt in.The minimum contribution levels will be introduced gradually on a sliding scale until reaching the top rate in October 2018 of 3% for employers and 4% for employees plus 1% in tax breaks.To work out the current minimum amount an employer has to pay for an individual staff member, they have to know their gross earnings.TPR also revealed that 3,Nike Air Max 2015 Women Black Purple Blue,616,Air Max 2015 White Black Orange Yellow,000 workers have not been auto-enrolled and a further 406,Nike Air Max 2014 Women UK Running Shoes Dark Blue Purple,000 have been deferred.The Department for Work and Pensions spokesperson said: "It is good news that more than 2.8 million people are making a positive difference to their retirement prospects through automatic enrolment."The changes to workplace pensions will help millions more people to secure a better future."A spokesperson for The Pensions Regulator said: "Almost nine thousand employers have now registered with us declaring they have complied with their duties but this is just the start."Across some months in 2014 we expect to see a ten-fold increase on the number of employers automatically enrolling their workforce compared to the same time last year."RelatedYoung People Bear Brunt of Britain's DebtUK Government Crackdown on a Million Workers off Sick for a MonthWhy Policy Exchange Thinks the UK is Sitting on a Pensions Time-BombUK Government 'Delays' Pension Charge Cap Until 2015Cameron Pledges Pension Rises But Hints at Top Rate Tax Cuts  <div
China Could Use Gold To Internationalise YuanBy M RochanFebruary 13, 2014 15:25 GMTChina could use gold to internationalise the yuan.ReutersConcerns about high debt and an overvalued currency have driven gold imports into China,Air Max 2013 Women Orange, according to Lombard Street Research.Lombard added that Chinese authorities could be preparing to use gold in a plan to make the yuan an international currency.China has made progress with the yuan in recent years. The currency �C also known as the renminbi �C has gained some 25% against the US dollar since 2005.Meanwhile, Beijing has said that it does not view gold as an effective asset for diversifying the nation's $3.8tn (��2.3tn, �2.8tn) worth of foreign exchange reserves, according to media reports.China has maintained that its official reserves of gold stand at 1,054 metric tonnes, worth some $45bn. That figure has not been updated since 2009 and Lombard pegs the nation's gold reserves at over 4,Air Max 2014 Nike Men UK Running Shoes Blue Black,500 metric tonnes.Lombard economist Freya Beamish said in a 12 February note to clients: "The massive flow of gold into the country does make it seem plausible that [Chinese authorities] could be moving in the direction of using gold in the effort to internationalise the currency and escape what is seen as a domineering dollar.""Not only does renminbi overvaluation ma